Remortgages | Louise Daniels Mortgage Services | Leicester

 Are You Looking To Remortgage?

So, you’re on the property ladder, whether that’s recently or you’ve been in your home for several years. If you’re out of the lender’s initial tie-in period, you will have automatically been placed on the lender’s variable interest rate, which almost certainly means you’re paying more each month in mortgage payments than you were initially.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

  Your home may be repossessed if you do not keep up repayments on your mortgage.

Did you know 

A mortgage broker is sometimes able to secure a better rate for your mortgage than if you went directly to the lender yourself? Banks only provide their own products. Louise has access to thousands of products available on the market and some exclusive products. That’s why she is on hand to provide help and support to provide clarity to any concerns or queries you may have. Louise prides herself in delivering jargon-free Mortgage and Insurance advice in black and white, leaving no room for grey areas.

Assuming you have no early redemption penalty to pay, there are now multiple options available to you. Do you want to explore the possibility of reducing your monthly mortgage payments & overall mortgage term, releasing capital to make home improvements such as an extension or simply releasing capital to take that once in a lifetime holiday?

To put it simply, re-mortgaging is the process of taking out a new mortgage to replace your current one. The main reason people want to re-mortgage is to save money, raise money or to reduce their overall mortgage term.

Being with the same mortgage lender for several years, there’s a good chance that you may be paying more than you should. A lot of people consider re-mortgaging with a different lender as it could potentially save hundreds (or even thousands) of pounds a year.


Switching your mortgage provider can often lower your monthly repayments if you find one with a lower interest rate. So, it’s important to review your mortgage regularly to see if there’s a better deal available elsewhere.

Alternatively, you can shorten your mortgage term, so that your home is paid off quicker and you pay less interest in the long run.

Remortgaging

Why Choose Us

Louise prides herself in delivering the best Mortgage and Protection advice in the clearest and most accurate way possible. So that her clients confidently understand the whole process, leaving no confusion.

At Louise Daniels Mortgage Services, Louise has a wealth of experience in providing mortgages and essential insurances to people in and around Leicestershire.

Think you could get a better deal on your mortgage? Louise will find out if you can. Just sit back and relax and Louise will do all the legwork for you.

LOUISE DANIELS MORTGAGE SERVICES

Louise Daniels Mortgage Services is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of Personal Touch Financial Services Limited.

 

Personal Touch Financial Services Limited is authorised & regulated by the Financial Conduct Authority.

Contact

8 Kielder Close, 

Narborough, Leicester, 

LE19 3YW

Tel: 01162 869 131

Mobile: 07790 037617

Email: louise@ldmortgageservices.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Louise Daniels Mortgage Services act as a credit broker not a lender.

Mortgage fee: I typically charge a fee of up to £370 with 50% of the fee upfront with the balance paid on completion.

We are not authorised to provide advice on Private Medical Insurance but can introduce you to an authorised and regulated Financial Adviser who can provide you with specialist advice in this area. The Financial Conduct Authority does not regulate Will Writing and Inheritance Tax Planning Advice.

 

The Financial Conduct Authority does not regulate most Buy to Let Mortgages.

The Financial Conduct Authority do not regulate conveyancing activities.

Wills are not regulated by the FCA and clients information can be passed to an outside company called Charlie Bridges Wills & Estate Planning Ltd. Information will only be shared to a third party with their permission. The Financial Conduct Authority does not regulate Will Writing and Inheritance Tax Planning Advice. These products are not regulated by the FCA and we are not authorised via PRIMIS Mortgage Network to advise on them.

© Louise Daniels Mortgage Services 2019

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.